Can refinancing my home loan save me money?

Can refinancing my home loan save me money?
Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to ensure the interest rates, fees and features continue to meet your needs.

Superannuation or Property: Where’s the best place to put your money?

Superannuation or Property: Where’s the best place to put your money?
If you’re paying off your home loan but you also understand the value in building up your super, you may find yourself trying to balance your present needs with those you’ll have in your future.

Close to one in five Australians have their home loan application rejected

Close to one in five Australians have their home loan application rejected
A new study has found that up to eighteen percent of Australians looking to get a home loan approved have been turned down by a financial institution and that close to one in ten have been rejected by one of the big four banks.

Nothing succeeds like succession planning

Nothing succeeds like succession planning
Small business is generally regarded as the backbone of the Australian economy, but that strong back is showing signs of age. With 30 per cent of all small business owners aged on the wrong side of 55, it is important to have a succession plan in place.

Three Ways for Younger Australians to get a foot on the Property Ladder

Three Ways for Younger Australians to get a foot on the Property Ladder
So it can be tough to put together a deposit, especially when you’re starting out. It’s a far cry from back in your parents’ day, when it seemed to be easier to achieve the great Australian dream of owning a home.

Closing the Gender Gap: Retirement Tips for Women

Closing the Gender Gap: Retirement Tips for Women
Women retire, on average, with $105,000 in super savings, which is $92,000 less than men, according to ASFA. More concerning is that 1 in 3 women retire with no superannuation at all.

How your job could save you thousands on your mortgage

How your job could save you thousands on your mortgage
There are a number of ways you can save on a new or existing mortgage, however, if you are lucky enough to work in a field which lenders consider be low-risk, you might not need to look any further than your job as a way to get a better deal.

Why your broker asks so many questions

Why your broker asks so many questions
Have you ever wondered why your finance broker asks so many questions when it comes to your financial situation? Outside of the obvious need to make sure that they can provide you with loan options that suit your needs and your goals for the future.

The best times of year to buy a new car

The best times of year to buy a new car
As anyone who has bought a new car can tell you, deciding on a vehicle that’s best for you and your budget and making sure that you get a good deal isn’t always as straightforward as you might think.

When was the last time you had a Home Loan Health Check Up?

When was the last time you had a Home Loan Health Check Up?
For most of us, when we first think that it might be time for a health check, we think of making an appointment with a doctor, not our financial well-being.

When does refinancing your mortgage make the most sense?

When does refinancing your mortgage make the most sense?
Should you refinance your current home loan or stick to your existing mortgage? The answer isn’t as straightforward as you may think.

ATO to disclose tax debts of Aussie businesses

ATO to disclose tax debts of Aussie businesses
As of the first of July 2017, the Australian Tax Office will gain the authority to release a business’s tax debt information to credit reporting agencies thanks to a new scheme introduced in the 2016 mid-year budget update.

Income protection insurance: Protecting what’s important

Income protection insurance: Protecting what’s important
Having your income insured against the possibility of being unable to work can go a long way to avoid defaulting on your home loan, personal loans or credit card debts and offers the piece of mind that comes with knowing that you’re protected.

Why Your Mortgage Broker Needs All That Paperwork

Why Your Mortgage Broker Needs All That Paperwork
It might not seem like it when you are sifting through your personal information and records, but providing your broker or finance professional with the right documentation will save you both time and money in the long run.

The Benefits of Equipment Finance

The Benefits of Equipment Finance
Whether it’s specialised equipment, heavy machinery or cutting edge IT upgrades, the right finance option can give you access to the funds required to purchase the assets your company needs to achieve further growth.

The worst mistakes Australian home owners can make as the RBA keeps interest rates on hold

The worst mistakes Australian home owners can make as the RBA keeps interest rates on hold
With all of the out-of-cycle rate and policy changes being introduced by lenders and regulators, mortgage holders are at risk of missing out on more competitive rates and loan options.

The Simple Guide to Selling your Home

The Simple Guide to Selling your Home
There is obviously more to selling your home than simply putting up a “for sale” in the front yard, however, many Australian homeowners are not aware that there are a few simple steps they can take to help them get the largest return on their investment.

Pre-renovation checklist: What you need to know before you renovate

Pre-renovation checklist: What you need to know before you renovate
Like most big financial decisions, deciding whether or not to renovate your home is something that’s best made after doing all the necessary research and carefully weighing up all the pros and cons.

The cause and effect of deteriorating housing affordability in Australia

The cause and effect of deteriorating housing affordability in Australia
In recent years, housing affordability has become a hot topic—not only among politicians but also home owners, investors and those looking to break into the housing market.

Looking at the past to predict the future: Capital gains and Australian the housing market

Looking at the past to predict the future: Capital gains and Australian the housing market
New data has revealed that Australian capital city house prices in 2016 grew at the fastest pace seen in 7 years, despite some of the lowest levels of wage growth on record.

Australia, The United States and China: Australia’s future in trade and investment

Australia, The United States and China: Australia’s future in trade and investment
Contrary to what many might believe, the United States is Australia’s largest investor, not China. That’s not to say that our relationship with China isn’t tremendously important to both the Government and Australian industry, however, China currently sits at number five on the list of Australia’s biggest investors.

Helping your children buy a home without risk

Helping your children buy a home without risk
According to a recent survey on Australian First Home Buyers, 4.9 % of those who bought their first home in 2016 did so with the aid of a parent or immediate family member. Last year’s figure is up from 3.9 % in 2015 and 3.8 % in 2014.

What you can expect from the Australian property market in 2017

What you can expect from the Australian property market in 2017
By looking at the past and what is presently going on overseas, as well as on our own soil, we can begin to make some educated deductions on what the year ahead has in store for us.

What you don’t know can cost you: 85% of Australians don’t know their home loan interest rate

What you don’t know can cost you: 85% of Australians don’t know their home loan interest rate
A new study conducted by a major bank subsidiary has found that 85% of Australians don’t know their current home loan rate.

Bargain Hunting: How to avoid paying too much for your next home

Bargain Hunting: How to avoid paying too much for your next home
Having a good idea of what a property is worth is key to making sure that you don’t pay too much for it. However, many Australians don’t know how to go about finding the information used to work out an accurate property value, let alone what other steps can be taken to increase their bargaining power.

Investment properties in Australia: A guide to maximising ROI

Investment properties in Australia: A guide to maximising ROI
In Australia, investing in property is somewhat of a national past time and still serves as a relatively safe choice of long-term investment. But if you are just getting started, knowing where to begin and where to find the right types of property can often seem a little overwhelming.

Buy or rent in Australia: A new study crunches the numbers

Buy or rent in Australia: A new study crunches the numbers
A pair of Australian economists have done the math and double checked the numbers to find out once and for all if, from a financial perspective, Australians are better off renting and investing their money or buying a home in the long run.

New Year’s Resolutions: Quick money tips for 2017

New Year’s Resolutions: Quick money tips for 2017
New Years Resolutions: quick money tips for 2017

Saving money on your mortgage: How to get the best home loan for your situation

Saving money on your mortgage: How to get the best home loan for your situation With such a wide range of home loan products being offered by a large number of banks and lenders - each with their own suite of loan options - trying to decide whether or not you have managed to score yourself a great deal on your mortgage can quickly become a confusing process.

Buyers beware: A guide to off the plan apartments

Buyers beware: A guide to off the plan apartments
By taking an in-depth look at the many factors which make up the property market, WBP Property group has recently speculated that around half of all the off-the-plan apartments in Melbourne will suffer a reduction in value by up to 15 percent before settlement.