Retirement planning

Retirement planning

Thinking about the future? 

We all tend to picture ourselves ending up in the future we want, but many of us don't spend to much time thinking about how we are going to get there. Planning ahead ensures that you have the best chance of attaining the lifestyle and security you want in the years to come. Taking the time to make these sorts of decisions now, when you are healthy and independent, can make all of the difference. 

Having expert financial advice can make all the difference

If you're serious about getting the most out of your retirement it's important to find a qualified, licensed financial planner

There are many elements which affect how much money you end up retiring with that many people fail to take in to account. For example, when you find yourself starting to  plan for retirement, you should take the time to consider:

  • Your current super balance
  • Budget planning
  • Any leave entitlement 

Annual budget requirements for living standards and households for people aged around 65:

Modest lifestyle:
Single:  $23.662
Couple: $34.051

Comfortable lifestyle:
Single:  $42.861
Double: $58.784

Annual budget requirements for living standards and households for people aged around 85:

Modest lifestyle:
Single:  $23.026
Couple: $34.214

Comfortable lifestyle:
Single:  $38.369
Double: $53.825

 

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The figures in each case assume that the retiree(s) own their own home and relate to expenditure by the household. This can be greater than household income after income tax where there is a draw down on capital over the period of retirement. Single calculations are based on female figures.

 

For more information, call us today on 1300 930 106 . Alternatively, you can find more documentation here

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